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Questions · Intruder detection

Am I obliged to have an alarm?

It depends on the activity. The private security regulations set out a list of premises required to install security measures, and it includes, among others, credit institution offices, jewellers and silversmiths, art galleries and antique shops, petrol stations, lottery outlets, betting shops and gaming premises.

In those cases the measures are not freely chosen: the regulation says what has to be there, it has to be notified to the relevant private security unit, the installation is subject to inspection and the maintenance has to be under contract. There are also activities with their own sector regulations —explosives, critical installations, certain storage facilities— with added requirements.

And outside that list, the obligation usually arrives by another route: the policy. It is very common for theft cover to require a system of a given grade, connected to an alarm receiving centre and with the maintenance up to date, and for exactly that documentation to be asked for on the day of the claim. It is worth reading the policy before designing and not after.

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